Kotak Bank: Get flat Rs. 50 cashback on mobile and Bill payment

Kotak Bank: Get flat Rs. 50 cashback on mobile and Bill payment

Offer Spend Rs. 3,000 or more on gas, electricity, mobile & water bills online with Kotak Debit Card and get flat Rs. 50 cashback.

Offer Tenure:
24th April’2020 to 31st May’2020 (“Offer Period”)
Terms and Condition of the Offer:
1. This Offer is made solely and entirely to the select group of customers of Kotak Mahindra Bank (“Bank”) holding Kotak Debit Card (“Customers”) who have received the offer communication via email and/or SMS on their Kotak Bank registered email id and/or mobile number.
2. The offer is valid for online domestic utility and/or telecom bill payments done using a Kotak Debit Card from 24th April’2020 to 31st May’2020 (“Offer Period”), both days inclusive.
3. Customers will be eligible for the offer if direct payment is made on the biller's websites or on Apps only.
4. Customers will not be eligible if payment is made through any online or virtual wallet.
5. Customers will be eligible for the offer only if the payments are defined in the Kotak Mahindra Bank’s merchant category code 4812, 4814, 4899 or 4900. These Merchant Category Codes (MCC) are as specified by the acquirer bank, Visa and merchant. Kotak Bank has no control of a merchant being tagged under the mentioned MCC (merchant category)
6. Customers making direct online Utility and/or Telecom bill payments only shall be eligible for this Offer. The offer is NOT applicable on International transactions done in-store or online. Also, not applicable on Domestic transactions done in-store or online (excluding domestic online payment of utilities and/or telecom bills)
7. The offer is NOT applicable on any domestic and/or international ATM withdrawals. Also not applicable on any transaction not done using Kotak Debit Card.
8. Customer needs to make cumulative total bill payments of minimum Rs. 3,000 on Utility and/or Telecom during the offer period using Kotak Debit Card to be eligible for the Rs. 50 cashback. Maximum cashback applicable during the offer period is Rs. 50 only.
9. Each customer will be eligible for the cash back only once during the offer period if the offer criteria is met.
10. Each customer will be eligible for the cashback only on a single Kotak Debit Card during the offer period if the offer criteria is met.
11. Offer is not applicable on NetCards or any other virtual cards made through Kotak Debit Cards
12. Please note that cash back is subject to merchant settlement of transactions. Hence only transactions settled by merchants within the program period will attract the cashback.
13. Transactions which are reversed or cancelled will also not be considered.
14. The cashback earned will be credited to customer’s Bank account 90 days after the offer period ends.
15. Customers who have closed their accounts before the cashback is credited or customers with NRO accounts will not be eligible for this offer.
16. Customers need to ensure that any confidential details like OTP, CVV, Card number, etc. is not shared with anyone.
17. Customers need to ensure that the online sites and the Apps is protected and secure before proceeding ahead with the payment.